Your bank, credit card, and paypal all have FAR more secure sites though, with around the clock security monitoring. The risk of someone exploiting deprecated or vulnerable code on those corporate sites is far less than on this open source bulletin board. I can also guarantee that everyone of those companies has an SSL installed and activated on their site servers.... we have no such security here.It is true that there is always risks. But PayPal, my credit card and my bank are less excessive about password than here.
And yes it's a vbulletin here, all boards is was on have the same new rules.