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1984 Toyota Celica Supra P-Type
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Discussion Starter · #1 ·
Hi guys. And first off I'd like to thank everyone here for the help that has been given to me over the last two years bringing my Supra to life.
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Unfortunately about 2 weeks ago I was rear-ended by a Dodge Charger who blew through an intersection at 3:00 in the morning with no headlights on. I was only in second gear going through the intersection when my rear view mirror went black and he proceeded to ram me through the intersection, and continue to take off northbound on the intersection.

He ended up hitting four other cars as well. But my dragon was totaled. It was totaled out by the insurance company but I was allowed to keep the vehicle and the vehicle has frame damage.
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The driver of the vehicle was not the registered owner of the vehicle but insurance was inside of the vehicle, but due to four other people claiming and this person having the world's worst full coverage, I ended up with a short end of the stick. Me and this car have been through so many memories together within these two years from entering my first car show here in Chicago via RADwood, to a caffeine-fueled bench to St Louis at 5:00 in the morning to pick up a gas tank from someone who decided to help me out from here. From plugging the Kennedy expressway exit ramp downtown during rush hour to smiles every time those headlights pop up. I'm hurting and it's more than just physical. Although I'm okay I'm still going through physical therapy and more because of the hit.

A lot of parts went into this car and because it's totaled out I don't want to really lose out on those. I have been through the ringer trying to find another Supra, including someone who led me on today with a four-day conversation only for me to prepare to go get the car and him say sorry I sold it for a higher price.

If anybody is selling a vehicle for less than $6000, please let me know. My car has a healthy engine and there's nothing wrong with it outside of where that hit occurred and unfortunately the frame damage. I would love to find another vehicle and move my parts over and continue my journey with these Celica Supra's. But I fear that based off of everything I've been going through over the last two weeks my journey may be over so I thought I'd make this post to see if anyone could help and if not then thank you for all of the fantastic help and friendship that I have made along the way through here.

Peace. ✌🏾.

Lloyd.
 

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Sorry to hear about your misfortune! :(

I got rear-ended by drunk-driver with similar damage back in '92. But it was on both sides with fold in fender under fiberglass flares. Also lost rear hatch. I ended up using $5000 insurance payout to get it fixed. Four shops said they couldn't do it. Fith shop who specialised in building bodies from scratch said "no problem!". They did amazing job with pulling out body and making everything straight. Unfortunately didn't have enough leftover for paint, so I drove it with primer for 6-months while I saved up for paint.
 

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83 Turbo '84 Dk Blue Auto-> 5 Spd... '85 ..gradually acquiring parts to Turbo ... have 82 Engine
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Oh Wow... just seeing Ur post now... so sorry to hear... I had an accident with my 1st Supra...(ran thru a Guard rail in Fog) ...

Ironically... the Accident ... is what started me on my Supra Journey (/Odyssey/Obsession?? LOL ) ... as I bought back the Wreck... acquired all the parts to fix... (including cutting out the whole front Rad support & Front Wheel wells ) ... got it all back together... only to have Maaco then BEND the Frame... & just go "Sorry bout Ur luck" ..

Long story short... in trying to sell the Engine to someone else...ended up buying another Shell ...& Ultimately SIX more Supras over a 10 yr span.... LOL...

Anyway, my hope for U... is that somehow U are similarly able to turn this Bad luck... into Good (or at least BETTER) ...Luck...

Cheers,
 
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One of our former members had the exact same accident in about 2004. His black 84 had just 38,000 miles on it which made it a crying shame. I happened to have a badly Texas sun-bleached Supra with a rough running engine and 170,000 miles on it that I'd bought just for parts but it had a clear title. So Keith out-waited the insurance company for months till they finally caved in and gave him enough money to do it just to clear their books. Meanwhile, we dismantled the sun-bleached Supra, then soon as the money came through had it repainted black. After paint, we transferred literally everything from his totaled Supra, from the rear subframe forward. Took about four or five months with Keith and myself working weekends and a couple nights a week. But essentially he had a practically brand new Supra again. It can be done.
 

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Do your best to demand full compensation from the insurance company. If you do not already have a list of the parts and labor receipts make one to fortify your claim. Be persistent and make it a hobby to see the process out until they satisfy you. When I got T--boned in my 1986 Cressida wagon my list of new parts and proof that the paint was original and near mint from being garaged it's whole life forced their proposed settlement claim to go from $1200 to $4400 and I was able to keep and then sell it for a nice amount. Your insurance company may need to help too.

Good luck on your journey.
 

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Yeah...nvr accept ANY insurance Companies 1st offer.... it's ALWAYS a Lowball/joke... to see how much they can get away with....

Wait them out ... until it's costing THEM time & money ... in having their "offers" ...rejected....

Cheers,
 

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Discussion Starter · #7 ·
Hey guys. ✌🏾.

I didn't accept the first offer. They offered me WELL below what I knew the car was worth. Especially with the work done to it. After going from a regular adjuster to a specialialty adjuster, they came to a conclusion and paid that out which I fought for with proof of receipts and over 2 years of records.

I took that amount. But due to the accident and being off work, I was well into debt maxing out what I can to just live. Ergo. The total out amount was basically cut almost in half. Now, I do have a lawyer that's gonna help me persue them, but this all happened and is still happening so fast. It's been about a month.

The reason I was trying to move on this is because of the money I have left. And the fact that the vehicle is sitting at the shop and I don't want to have a vehicle on their premises for too long these guys are nice but they understand what's going on.
 

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Yea, the key is that you MUST HAVE another car to drive or another way to get around so that you are in a position to negotiate. Keith was able to borrow a Taurus for the duration. If the insurance company knows that it's your only car, then they know that you will likely take a low settlement because YOU are on the hook. They always assume (and most often correctly) that anyone driving a 20+ year old car is doing so because its all they can afford and that they need to settle quick so that they can get another 20+ year old car, ANY 20+ year old car, so that they can get on with their life, school, work, etc ASAP.

The insurance company is not expecting that their client hit an enthusiast's or collector's pride and joy and that you expect to be put back in the driver seat of an equivalent Toyota Supra. Technically, that's what they owe you (to make you whole again). That includes all the costs associated with obtaining another Supra, INCLUDING, YES, travel and airfare to shop for one across the country because there are probably no more than twenty like yours that come up for sale nationwide each year, and then shipping or additional travel to get it back home. Plus they need to pay your sales tax and registration because now you have to pay that on the new purchase. Lets say your Supra was worth $12,000, just a wild guess. The insurance company probably needs to pay you more like $15,000 to cover the entire cost to replace it. Oh, and if you really want to get into it with them, you can go for loss of use for whatever it takes, six months to find its replacement. And if they balk, all you do is go "Oh, my aching neck!" That's the way Keith did, delayed signing off that he was physically OK and they didn't owe him any more medical until they got real on the value of the Supra.

Another tip if your Supra (or any car) is disabled, have it towed back to your own home, put in the garage or back yard or anywhere that you can store it without accumulating storage fees. Because the insurance company is only on the hook for storage fees up to a point. They're not going to be liable for infinite storage fees just because you are in disagreement over the settlement. You're eventually going to be on the hook for those storage fees so if you can store it for free, then you can more easily wait them out. Plus that's maybe another $1,000 or more that they can pay directly to you instead of some storage yard. I let them bring Keith's Supra here and didn't charge him anything. It maybe even helped a little that when the adjuster came, he saw the wreck in the shop next to two mint Supras and a third stripped to a bare shell getting prepped for paint. At that point, it wasn't just any 20+ year old car anymore, but clear that Keith's was a future classic that would have been worth some serious coin by 2022.

But to avoid all the hassle, the best option is to just purchase "agreed value" coverage from a classic car insurer like Grundy, Hagerty, JC Taylor, etc. Anything happens, they just cut you a check for the amount you insured it for and then they go after the other driver to recover whatever they can. The only downside is that you can't use it as a daily driver. You have wreck on the freeway during weekday evening rush hour traffic in a rainstorm and they're not going to pay because you were obviously not on your way to Cars and Coffee or driving a scenic route for pleasure. But that's how I'm insured and I've had to make a claim so I know its the easiest.
 
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Good Points Phil... & mine are with Haggarty too... I have a "set" of '83, 84 & '85 ... & all Engines wiill have less the 200K on them...

I have a Jetta (which I kinda HATE lol ) as a Daily Driver... (I swear German Engineers mission in Life... is to find ways to make things more Complicated/harder to work on ... then they should be...LOL )

So if I'm only putting 2000 km on each of the Supras per year... I'll still be leaving at least ONE in my Will, LOL

I'll be driving "a" Supra... for LIFE !! lol ... (or until they stop producing Gas, ... )

Cheers,
 
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Sorry to hear of your bad luck. If your insurance payout allows, perhaps you can look for a rolling shell from the Southwest to build up with your parts?
American Collectors insurace doesn't have any restrictions as far as daily driver, amount of miles per year and such. Only requirement is that the car be garaged when not in use. I get $15,000 agreed value for around $175/year.

Bob
 

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Oh that sucks. Dealing with insurance is never easy and especially with "japanese junk" you never (close to) get the money back. Let alone non-monetary values.
Just the other day on my way to woek I've seen a 1965 Cadillac convertible rear-ended by an SUV.

Crossing my fingers for you; all I can offer are my sympathies and a virtual hug!
 

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Discussion Starter · #14 ·
Hey there, everyone.
First off. Id like to say thank you to those who reached out, helped out, and sent support. Without folks like y'all, I would have given up.

I'd like you to meet Swordfish II, my Deep Maroon Metallic 84! I got David Harrison's help by purchasing his beautiful body and he did the engine and trans swap. She's finally home. And I couldn't be more proud.

That accident taught me a lot about insurance, and people. (And a little lesson about driving around in Chicago at night...😬. It WONT happen again. And I feel so blessed to have such a caring community to help me continue my MK2 journey.

Anywho. Here's some pics. And if anyone has a spare cargo cover that they are willing to part with, I would be so happy. (just to prevent the temptation of people wanting to break into my car. And cover that cargo area.)

Once again. THANK YOU ALL. THIS WASNT POSSIBLE WITHOUT YOU!!
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Hey there, everyone.
First off. Id like to say thank you to those who reached out, helped out, and sent support. Without folks like y'all, I would have given up.

I'd like you to meet Swordfish II, my Deep Maroon Metallic 84! I got David Harrison's help by purchasing his beautiful body and he did the engine and trans swap. She's finally home. And I couldn't be more proud.

[...]
Hi Lloyd,

man I am glad to hear this and I am so happy for you that you got yourself another Supra, and such a nice one as well!

Awesome that David did the swap. yeah there are many helpful and friendly people here on this forum! A great community for great cars!

Crossing my fingers that you'll enjoy your new beauty without any further mishaps! As you said, we keep bouncing back! (y)

All the best and greetings from over the ocean!

Zoe
 
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